Selecting a Wealth
Management Team

Selecting a wealth management firm that can identify your financial goals and meet your expectations is essential. At Cornerstone Wealth, our clients receive advice from a team of professionals who specialize in financial planning, tax strategies, risk management and investments. As we work toward our clients’ objectives, our team brings knowledge, experience and discipline to the implementation process.

Acting in accordance with fiduciary guidance, Cornerstone Wealth acts solely in the best interest of our clients. We only make suitable recommendations based upon the financial needs, circumstances and investment objectives of our clients. Our philosophy builds loyalty, trust and long-term relationships.

Executives

The Executive Leadership Team at Cornerstone Wealth is comprised of financial professionals with decades of experience in the wealth management industry. With diverse backgrounds, each member provides a valuable perspective when making decisions that impact the firm and the clients we serve.

  • Comprehensive Financial Planning
  • Budgeting/Cash Flow Analysis
  • Retirement Planning
  • Executive Benefits Consulting
  • Investment Management
  • Tax Reduction Strategies
  • Estate Planning
  • Wealth Transfer
  • Risk Management
  • Asset Protection
  • North Carolina State University, Raleigh, NC
    Bachelors of Science, Materials Science & Business Administration
  • Queens University, Charlotte, NC
    Certified Financial Planner™ Program
  • CERTIFIED FINANCIAL PLANNER™ Practitioner
    Certified Financial Planner Board of Standards, Inc.
  • Securities Registrations:
    Series 7 – General Securities Representative Exam
    Series 6 - Investment Company and Variable Contracts Products Representative
    Series 65 - Uniform Investment Advisor Law Exam
    Series 63 - The Uniform Securities Agent State Law Examination
  • Insurance Licenses:
    Life, Accident and Health
    Long-Term Care and Medicare Supplement
  • Financial Times 2016 Top 300 Firms in the Nation
    Barrons 2016 Top 1200 Financial Advisors
    Barrons 2017 Top 1200 Financial Advisors
    Financial Times 2017 300 Top Registered Investment Advisers
Andrew K. Smith, CFP® Managing Partner, Wealth Advisor

Andy Smith, a Founding and Managing Partner of Cornerstone Wealth, has worked in the wealth management industry since 1998. He provides comprehensive wealth management solutions to individuals, families, executives and owners of businesses. In addition, Andy leads the business development initiatives for the firm.

As a Wealth Advisor, Andy holds the CFP® designation and embraces this standard of excellence for competent and ethical financial planning. He focuses on comprehensive financial planning for individuals and families, with a focus on retirement planning, investment and risk management. Andy also works closely with business owners to design and implement strategies to attract, retain and reward executives and employees. He also brings experience in the development of continuity and succession plans for privately held businesses.

As a Managing Partner, Andy leads the business development and marketing initiatives for the firm. Andy enjoys educating clients through interactive seminars held for the firm’s clients. Andy is also responsible for the firm’s recruiting, mergers and acquisitions. He enjoys working with advisors at all stages of their careers, and he thoroughly enjoys working with advisors who desire a continuity and succession plan.

Andy has been married to his wife, Paula, since 2006, and they have two beautiful daughters, Lucy and Sunny. Andy and his family have a passion for helping children and animals. Andy and Paula are licensed foster parents, and they have fostered several children and infants over the years. Having a love for animals, they are also active supporters of several pet rescues in Lake Norman. Andy and his family enjoy boating, traveling, and spending time with family and friends.

Andy is a member of the Financial Planning Association (FPA), and he is an actively involved with Ada Jenkins Center in Davidson, NC and Big Brother Big Sister in Charlotte, NC.


  • Comprehensive Financial Planning
  • Budgeting/Cash Flow Analysis
  • Retirement Planning
  • Business Owner Strategies
  • Executive Benefits Consulting
  • Investment Management
  • Tax Reduction Strategies
  • Estate Planning
  • Wealth Transfer
  • Asset Protection
  • Risk Management
  • St. John’s University
    BS in Business Management
  • College for Financial Planning, Centennial, CO
    Certified Financial Planner™ Program
  • CERTIFIED FINANCIAL PLANNER™ Practitioner
    Certified Financial Planner Board of Standards, Inc.
  • National Football League Players Association
    NFLPA Registered Player Financial Advisor
  • Securities Registrations:
    Series 7- General Securities Representative Exam
    Series 9/10 – General Securities Sales Supervisor Exam
    Series 65 - Uniform Investment Advisor Law Exam
    Series 63 - The Uniform Securities Agent State Law Exam
  • Insurance Licenses:
    Life, Accident and Health
    Long Term Care and Medicare Supplement
  • Financial Times 2016 Top 300 Firms in the Nation
    Barrons 2016 Top 1200 Financial Advisors
    Barrons 2017 Top 1200 Financial Advisors
    Financial Times 2017 300 Top Registered Investment Advisers
Jeffrey A. Carbone, CFP® Managing Partner, High Net-Worth Services

Jeff Carbone, a Founding and Managing Partner of Cornerstone Wealth, has been working in the financial service industry since 1991. He provides professional money management services as well as comprehensive financial planning strategies.

Jeff is dedicated to providing uncompromised attention to detail as he reviews his client’s current financial situation, risk tolerance and personal priorities. He believes successful investment management is achieved through balanced focus of enhancing returns and managing risk while maintaining harmony between wealth preservation and portfolio growth.

Jeff began his financial career with American Express Financial Advisors. There he spent eight years as a senior financial advisor and district manager before moving to Prudential Securities. Jeff joined Andy Smith and Brian Needleman in 2001 to form Cornerstone Wealth.

Jeff is a member of the Financial Planning Association (FPA) and the prestigious Entrepreneur’s Organization (EO). As an ardent believer in making a lasting contribution to his community, he supports the Harrison Nichols Foundation, Special Olympics, Davidson Day School, Ada Jenkins Center, Hope House and the Cornelius Animal Shelter.


  • Business Owner Strategies
  • Defined Contribution Plan Design Assistance
  • Defined Benefit Plan Design Assistance
  • Fiduciary Support
  • Retirement Planning
  • Roanoke College
    Business Administration and International Relations
  • National Association of Plan Advisors
    Certified Plan Fiduciary Advisor Certification
  • Securities Registrations:
    Series 7- General Securities Representative Exam
    Series 9/10 – General Securities Sales Supervisor Exam
    Series 65 - Uniform Investment Advisor Law Exam
    Series 63 - The Uniform Securities Agent State Law Examination
  • Insurance Licenses:
    Life, Accident and Health
    Long-Term Care and Medicare Supplement
  • Financial Times 2016 Top 300 Firms in the Nation
    Financial Times 2017 300 Top Registered Investment Advisers
Craig A. Rubrecht, CPFA Chief Executive Officer, Managing Partner

As Chief Executive Officer, Craig Rubrecht not only manages Cornerstone Wealth, but also articulates the vision and guides strategy for our rapidly growing wealth management, investment management and 401k services firm.

With his 20 plus year career in the financial services industry, Craig’s substantial breadth of experience contributes to his deep understanding of large industry trends as well as individual clients' needs. In his practice, Craig specializes in retirement planning, working with individuals and business owners and small to medium sized corporations. In particular, Craig is widely recognized for his acumen in the design of defined contribution and defined benefit plans. He also brings experience in the development of continuity and succession plans for private business owners.

Craig started his career in 1995 with First Union National Bank in the international currency division. In 1996 Craig embraced an opportunity to become a financial advisor with American Express Financial Advisors. Craig’s ascending career took him to Prudential Securities in 1999 as Manager of Financial Planning. Craig enjoyed four years at Prudential in a variety of positions including Branch Manager, Director of Training and Development, Sales Manager and District Manager, each with increasing managerial responsibility. In 2003 the three founding partners of Cornerstone Wealth invited Craig to join the firm as the fourth Senior Partner, responsible for strategic planning. The partnership elected Craig to Chief Executive Officer in 2015.

Craig has been married since 1999 and has two beautiful children. Hobbies include: running, golf, lacrosse and playing the guitar. Craig loves to stay actively involved in the community and can be seen playing classic rock guitar at local hotspots.

Craig is a member of the Financial Planning Association (FPA) and serves on the board of the Ada Jenkins Center. Additionally, he supports the Hope House, the Cornelius Animal Shelter and other local charities.


  • Internal Financial Management
  • Budgeting & Forecasting
  • Financial Reporting
  • Staffing & Human Resources
  • Process Improvement
  • Cost Analysis
  • North Carolina State University, Raleigh NC
    B.A. in Accounting
Terri Fiessinger Chief Operating Officer

Terri joined the firm as part of the executive management team in 2010. In 2013 Terri was named the Chief Operating Officer and oversees the operations and financial management of the firm. Since 2000 she has been involved with accounting, recruiting and management with an emphasis on small to mid-sized companies.

Prior to joining Cornerstone Wealth, Terri held the position of Controller for several small to mid-sized companies in a variety of industries.

Terri provides leadership and management necessary to ensure the company has the proper operational controls, administrative and reporting procedures, and people in place to effectively grow the organization and ensure operating efficiency. She spearheads the development, communication and implementation of processes and executes growth strategies identified by the executive team.

Terri is an avid boater and enjoys off shore fishing, diving, and snorkeling. She has a passion for animals and supports various animal and marine rescue centers, cancer research and hospice organizations.

  • Market & Economic Analysis
  • Investment Management
  • Portfolio Construction
  • Risk Management
  • Security Selection
  • SUNY Oswego
    BA - Communications
  • Securities Registrations:
    Series 7- General Securities Representative Exam
    Series 65 - Uniform Investment Advisor Law Exam
    Series 63 - The Uniform Securities Agent State Law Exam
  • Insurance Licenses:
    Life, Accident and Health
    Long Term Care and Medicare Supplement
  • Financial Times 2016 Top 300 Firms in the Nation
    Financial Times 2017 300 Top Registered Investment Advisers
Brian Needleman Managing Partner, Chief Economist

Brian is a Founding and Managing Partner of Cornerstone Wealth. He started in the financial services industry in 1993 beginning his career with Merrill Lynch. Later, he worked with JC Bradford and Raymond James Financial Services. Brian’s vision was to create an independent firm with its own identity and due-diligence process. In 2001 he formed Cornerstone Wealth with Andrew Smith and Jeff Carbone.

Brian is a Managing Partner and the Chief Economist of Cornerstone Wealth. As the Chief Economist, he monitors global markets with a variety of macroeconomic and microeconomic data sets to provide economic and financial analysis that ultimately guides portfolio construction. In this role, Brian also provides counsel and insight on fiscal issues to the Investment Management Team.

Brian is an active supporter of Ada Jenkins Center, Hope House and the Cornelius Animal Shelter.


  • Market & Economic Analysis
  • Defined Contribution Plan Design Assistance
  • Defined Benefit Plan Design Assistance
  • Investment Management
  • Fiduciary Support
  • Comprehensive Financial Planning
  • Retirement Planning
  • 529 College Saving Plans
  • Stanford University, A.B. Classics
    Stanford University, MBA
  • National Association of Plan Advisors
    Certified Plan Fiduciary Advisor Certification
  • Securities Registrations:
    Series 7 - General Securities Representative Exam
    Series 66 - The Uniform Combined State Law Exam
Joe Sweeney, CPFA President of Cornerstone Retire
Managing Director, West Coast
LPL Registered Representative

Joe brings decades of financial markets and investment management experience to his roles as President of Cornerstone Retire and Managing Director at Cornerstone Wealth. In 1984 he began his career in Institutional Equity Sales with Salomon Brothers. After 11 years with Salomon Brothers, Joe founded the hedge fund, Gryphon Capital Management, and its successor fund, JSRG Capital.

While managing his hedge fund, Joe provided investment management services to high net-worth investors for many years. In 2014 Joe joined Cornerstone Wealth, establishing a Cornerstone office in San Francisco, CA.

Joe leads Cornerstone Retire, our division that provides independent, third party fiduciary advisory services to 401(k) and 403(b) plans. Joe’s practice also includes comprehensive financial planning consultation. Across these two roles, he works with high net-worth individuals, family-owned businesses, and small to mid-sized public and private companies as well as non-profits. Joe sits on the firm’s investment committee, which is responsible for investment strategy and the ongoing management of the firm’s portfolios. Joe brings the informed perspective of an institutional money manager of long standing in the assessment and evaluation of investments selected for individuals and retirement plans.

Joe devotes significant time and energy to San Francisco area non-profits with a special focus on those serving children and families without significant means. He served long tenures on the boards of the Guardsmen of San Francisco (President), Catholic Charities/CYO of San Francisco, Boys and Girls Clubs of San Francisco and The Salvation Army. Joe is currently a board member of the Jewish Community Center of San Francisco. In addition to his love for pinball, bridge, power pop and contemporary literary fiction, he particularly enjoys wine, serving on the board of The Wine and Food Society of San Francisco and having been the Past Grand Senechal of the Tastevin in San Francisco.

Joe is married to the former Laura Smith. They and their two teen daughters, Katherine and Alexandra, live in San Francisco.


Wealth Advisors

The Wealth Advisors at Cornerstone Wealth provide comprehensive financial planning, risk management and investment strategies designed to pursue the objectives of the clients we serve. Our clients work closely with their lead advisor and other professionals on our team. Each advisor is guided by the core principle that clients’ interests come first, and they operate with the utmost integrity.

  • Retirement Plan Design
  • Comprehensive Financial Planning
  • Risk Management
  • Investment Management
  • Budgeting/Cash Flow Analysis
  • University of North Carolina, Charlotte, NC
    BS - Finance/Financial Management
  • CERTIFIED FINANCIAL PLANNER™ Practitioner
    Certified Financial Planner Board of Standards, Inc.
  • Securities Registrations:
    Series 7 - General Securities Representative Exam
    Series 66 - The Uniform Combined State Law Exam
  • Insurance Licenses:
    Life, Accident and Health
    Long-Term Care and Medicare Supplement
Jeremy W. Grant, CFP® Wealth Advisor

Jeremy joined Cornerstone Wealth in 2004 after working with Lincoln Financial Advisors and has been involved in the financial services industry since 2003. He focuses on developing risk management, investment and retirement planning strategies for pre-retirees and retirees.

He graduated from the University of North Carolina in Charlotte where he earned a bachelor of science degree in Finance with a concentration in Financial Management. Jeremy is a graduate of the Certified Financial Planner program at Queens University in Charlotte.


  • Comprehensive Financial Planning
  • Budgeting/Cash Flow Analysis
  • Risk Management
  • Retirement Planning
  • Investment Management
  • Defined Contribution Plan Design Assistance
  • Defined Benefit Plan Design Assistance
  • Executive Benefits Consulting
  • Estate Planning
  • Emory University, Atlanta, GA
    Business Administration & Finance
  • Queens University, Charlotte, NC
    Certified Financial Planner™ Program
  • University of Pennsylvania, Philadelphia, PA
    Certified Investment Management Analyst Certification Program
  • CERTIFIED FINANCIAL PLANNER™ Practitioner
    Certified Financial Planner Board of Standards, Inc.
  • Certified Investment Management Analyst®
  • Securities Registrations:
    Series 7 - General Securities Representative Exam
    Series 66 - The Uniform Combined State Law Exam
  • Insurance Licenses:
    Life, Accident and Health
    Long-Term Care and Medicare Supplement
David Rotatori, CFP®, CIMA® Wealth Advisor

David joined Cornerstone Wealth in 2006 after beginning his career in the wealth management division of Morgan Stanley. As both an accredited professional in investments and planning, David excels at tying insurance, tax, estate, and retirement needs into his portfolio recommendations.

David earned his bachelor’s degree in Business Administration with a concentration in Finance from the Goizueta Business School at Emory University. He is a graduate of the Certified Financial Planner program at Queens University in Charlotte and received the Certified Investment Management Analyst (CIMA®) designation through the Wharton School of Business

David is an active supporter of the Foundation For Respect Ability, which has been a leading anti-bullying organization in the Greater Charlotte area.


  • Comprehensive Financial Planning
  • Budgeting/Cash Flow Analysis
  • Risk Management
  • Retirement Planning
  • Investment Management
  • Defined Contribution Plan Design Assistance
  • Defined Benefit Plan Design Assistance
  • Executive Benefits Consulting
  • Estate Planning
  • Special Needs Planning
  • Ohio University, Athens, OH
    BS in Business Administration & Finance
  • University of North Carolina – Charlotte
    Certified Financial Planner Certificate Program
  • CERTIFIED FINANCIAL PLANNER™ Practitioner
    Certified Financial Planner Board of Standards, Inc.
  • Securities Registrations:
    Series 7 - General Securities Representative Exam
    Series 6 - Investment Company and Variable Contracts Products Representative
    Series 63- Uniform Securities Agent State Law Exam
    Series 65- Uniform Investment Advisor Law Exam
  • Insurance Licenses:
    Life, Accident and Health
    Long-Term Care and Medicare Supplement
Jonathan S. Brown, CFP® Wealth Advisor

As a Certified Financial Planner, Jonathan brings a holistic approach to serving his clients by creating a customized financial plan. This financial plan encompasses retirement planning, risk management, estate planning, special needs planning, portfolio and asset allocation analysis, and education planning.

Jonathan started his career in 2005 with the Vanguard Group in Charlotte. While at Vanguard, he served as a client relations associate for their High Net Worth clients and trained newly hired associates to the firm. In 2009, Jonathan earned his Certified Financial Planner Designation after completing the CFP certificate program at UNC-Charlotte.

Jonathan joined Cornerstone Wealth in 2009 and worked in the Huntersville office until 2012. In December 2012, he had the opportunity to relocate his family to Greenville, SC and open Cornerstone’s office there. Since moving to Greenville, Jonathan has served on the board of the Red Shoe Society, which is a professional organization that supports the Ronald McDonald House of the Carolinas. He is also a member of the Greenville Estate Planning Council.

Jonathan has been married since 2012 and has two beautiful daughters and twin boys born in 2017. In his free time, Jonathan enjoys spending time with his family, hiking, traveling, and playing the occasional round of golf.


  • Comprehensive Financial Planning
  • Budgeting/Cash Flow Analysis
  • Risk Management
  • Investment Management
  • Retirement Planning
  • Executive Benefits Consulting
  • Estate Planning
  • Appalachian State University, Boone, NC
    Bachelors of Science, Finance and Banking
  • Queens University, Charlotte, NC
    Certified Financial Planner™ Program
  • CERTIFIED FINANCIAL PLANNER™ Practitioner
    Certified Financial Planner Board of Standards, Inc.
  • Securities Registrations:
    Series 7 - General Securities Representative Exam
    Series 6 - Investment Company and Variable Contracts Products Representative
    Series 65 - Uniform Investment Advisor Law Exam
    Series 63 - The Uniform Securities Agent State Law Examination
  • Insurance Licenses:
    Life, Accident, Health
    Long-Term Care and Medicare Supplement
John D. Thacker II, CFP® Wealth Advisor

As a Certified Financial Planner, JD advises his clients on a broad range of comprehensive wealth management topics. He focuses on financial planning which encompasses investment management, retirement and estate planning. His advice is tailored to pre-retirees, retirees, small business owners, and young professionals.

JD earned his bachelor’s degree in Business Administration with a concentration in finance and banking from the Walker College of Business at Appalachian State University. He is also a graduate of the Certified Financial Planner program at Queens University in Charlotte and holds the CFP® designation.

JD joined Cornerstone in 2010. He began his career at the Vanguard Group in Charlotte where he worked in their retail services division for high net worth clients.


  • Retirement Planning
  • Estate Planning
  • Wealth Transfer Planning
  • Education Planning
  • Insurance Planning
  • Executive Benefit Planning
  • East Carolina University
    Industrial Technology & Business Administration, Minor
  • College for Financial Planning, Centennial, CO
    Certified Financial Planner™ Program
  • CERTIFIED FINANCIAL PLANNER™ Practitioner
    Certified Financial Planner Board of Standards, Inc.
  • Securities Registrations:
    Series 7- General Securities Representative Exam
    Series 63- Uniform Securities Agent State Law Exam
    Series 65- Uniform Investment Advisor Law Exam
  • Insurance Licenses:
    Life, Accident and Health
    Long-Term Care and Medicare Supplement
Edward Wood, CFP® Wealth Advisor

Ed joined Cornerstone Wealth in 2011 after spending 15 years in the financial services industry. Ed began his career in 1997 as a Financial Advisor with Principal Financial Group, and he spent 10 years with Highland Capital Brokerage as a Sales Vice President.

Ed specializes in financial planning for individuals/families and executive benefits planning for business owners and their key employees. Many of his clients are preparing for retirement or they are currently retired. Ed helps each of his clients pursue their financial goals through a comprehensive financial planning approach.

Ed and his wife, Malinda, have been happily married since 1997. They have twin sons named Blake and Ben.


  • Comprehensive Financial Planning
  • Budgeting/Cash Flow Analysis
  • Retirement Planning
  • Defined Contribution Plan Design
  • Risk Management
  • Investment Management
  • University of North Carolina at Charlotte
    Economics and Business Administration
  • Kaplan University, Chicago, IL
    Candidate enrolled in Certified Financial Planner™ Program
  • Securities Registrations:
    Series 7 - General Securities Representative Exam, held with LPL Financial
    Series 66 - The Uniform Combined State Law Exam, held with LPL Financial and Cornerstone Financial Partners, Inc.
  • Insurance Licenses:
    Life, Accident and Health
    Long-Term Care and Medicare Supplement
James King Wealth Advisor

As a Wealth Advisor, Jim brings nearly 25 years of business and entrepreneur experience to Cornerstone Wealth. His experience with the Global 1000 provides him with a unique perspective of the interworking of Blue Chip companies. Jim focuses on retirement strategies for high net-worth individuals and designing corporate retirement plans. Jim methodically coordinates and manages all aspects of his clients’ wealth, retirement, and financial security, working closely with the team of trusted advisors to offer straightforward solutions. His goal is to build lifetime relationships with his clients by helping to simplify, organize, and instill confidence in their often complex financial lives.

He enjoys working with employees and executives of corporations of any size. Additionally, Jim works with small, medium and large business owners to create customized financial plans to meet both business and personal objectives.

He began his career in banking as a Retirement Specialist in 1992 and continued his work in the telecom and audit industries before moving to Cornerstone Wealth in 2012.


  • Comprehensive Financial Planning
  • Budgeting/Cash Flow Analysis
  • Risk Management
  • Investment Management
  • Retirement Planning
  • Estate Planning
  • North Carolina State University, Raleigh, NC
    Sport Management and Business Administration
  • Central Piedmont Community College, Charlotte, NC
    Certified Financial Planner™ Program
  • CERTIFIED FINANCIAL PLANNER™ Practitioner
    Certified Financial Planner Board of Standards, Inc.
  • Securities Registrations:
    Series 7 – General Securities Representative Exam
    Series 6 - Investment Company and Variable Contracts Products Representative
    Series 65 - Uniform Investment Advisor Law Exam
    Series 63 - The Uniform Securities Agent State Law Examination
  • Insurance Licenses:
    Life, Accident and Health
    Long-Term Care and Medicare Supplement
    Property and Casualty
Alexander Barnes, CFP® Wealth Advisor

Alex joined the firm in 2013 after serving as a Senior Financial Services Officer at State Employees Credit Union. As a Wealth Advisor, Alex specializes in financial and retirement planning and enjoys working with individuals and families.

He concentrates on the design and implementation of comprehensive retirement and estate plans for both pre-retirees and retirees. Additionally, Alex works to create customized financial plans to pursue both business and personal objectives.

Alex has been married to his wife, Kate, since 2010 and they have two children. Alex stays involved in the community by routinely participating in local charity events, in particular those related to breast cancer and children’s cancer.


  • Comprehensive Financial Planning
  • Budgeting/Cash Flow Analysis
  • Retirement Planning
  • Investment Management
  • Tax Planning
  • Risk Management
  • University of South Carolina, Aiken, SC
    Business Administration, Accounting
  • Aiken Technical College, Aiken, SC
    Accounting
  • Securities Registrations:
    Series 7 - General Securities Representative Exam
    Series 66 - The Uniform Combined State Law Exam
  • Insurance Licenses:
    Life, Accident and Health
    Long-Term Care and Medicare Supplement
James E. Henry Wealth Advisor

Jim joined Cornerstone Wealth in 2013. He began his career with Duncan and Emel, Certified Public Accountants in Aiken, SC and worked with Murphy and Murphy, Certified Public Accountants in Augusta, GA. As a Wealth Advisor, Jim works with clients to develop and implement strategies to pursue their financial goals.

Jim provides comprehensive financial and retirement planning, and his focus includes education planning, risk management, tax and estate planning.

Jim is an active supporter of the Gary Sinise Foundation and The Salvation Army.


  • Comprehensive Financial Planning
  • Budgeting/Cash Flow Analysis
  • Risk Management
  • Investment Management
  • Retirement Planning
  • Estate Planning
  • Planning For Professional Athletes
  • East Carolina University, Greenville, NC
    B.S. - Exercise Physiology/Pre-Med
  • University of Georgia
    Candidate enrolled in Master of Science (M.S.), Financial Planning
  • Securities Registrations:
    Series 7 - General Securities Representative Exam
    Series 66 - The Uniform Combined State Law Exam
    Series 63 - The Uniform Securities Agent State Law Examination
  • Insurance Licenses:
    Life, Accident and Health
    Long-Term Care and Medicare Supplement
Charles D. Robinson Wealth Advisor

As a Wealth Advisor at our Charlotte office, Charles brings nearly 10 years of experience advising high net worth clients on topics such as cash flow, risk management, investment management, tax planning and estate planning. Charles joined Cornerstone Wealth in 2013 after serving as the Vice President of Financial Planning with The Monteverde Group.

Charles is focused on helping a specific group of Cornerstone Wealth’s clients define, plan for and pursue the lives they’ve always desired for themselves and their families. He works closely with clients and their trusted advisors, to help them preserve the wealth they have earned while creating a comprehensive roadmap for possible future growth.

Charles is a member of the ECU Pirate Club and is an active supporter of The National MS Society.


  • Comprehensive Financial Planning
  • Budgeting/Cash Flow Analysis
  • Retirement Planning
  • Investment Management
  • Risk Management
  • Kent State University, Kent, OH
    Pre-Law, Criminal Justice and Psychology
  • Queens University, Charlotte, NC
    Certified Financial Planner™ Program
  • CERTIFIED FINANCIAL PLANNER™ Practitioner
    Certified Financial Planner Board of Standards, Inc.
  • Securities Registrations:
    Series 7 – General Securities Representative Exam
    Series 66 – Uniform Combined State Law Exam
  • Insurance Licenses:
    Life, Accident and Health
    Long-Term Care and Medicare Supplement
Jerett R. DiMarzio, CFP® Wealth Advisor

Jerett joined Cornerstone Wealth in 2014. He has more than 12 years of experience in the financial services industry, most recently as a Bank Manager with Bank of America. With a background in banking and lending, he brings a holistic approach to each client engagement.

As a Wealth Advisor, he focuses on comprehensive financial planning for individuals and families, with a focus on retirement planning, investment and risk management. Jerett enjoys working with clients and building long-term relationships.

Jerett actively participates with Habitat for Humanity with his F3 group and has also taught financial education classes at Goodwill Industries. He also volunteers with The Special Olympics of North Carolina.


  • Comprehensive Financial Planning
  • Budgeting/Cash Flow Analysis
  • Retirement Planning
  • Investment Management
  • Risk Management
  • Estate Planning
  • Purdue University
    BS, Electrical Engineering
  • College for Financial Planning, Centennial, CO
      Candidate enrolled in Certified Financial Planner™ Program
  • Securities Registrations:
    Series 7 – General Securities Representative Exam
    Series 66 – Uniform Combined State Law Exam
  • Insurance Licenses:
    Life, Accident and Health
    Long-Term Care
Mark Thornburgh Wealth Advisor

Mark joined Cornerstone Wealth in 2015 after spending seven years in the wealth management industry with Morgan Stanley and Certus Securities. He enjoys working closely with pre-retirees, retirees and their families to develop personalized financial plans, including investment and retirement planning strategies.

Mark also works with small business owners to create customized financial plans to pursue both their business and personal objectives.

Mark and his family have resided in Greenville, South Carolina since 1993. He is actively involved with the local Upstate community serving on the Fund Development Committees for both FAVOR Greenville, and Home Works, two non-profits dedicated to improving the quality of life for individuals and families.


  • Comprehensive Financial Planning
  • Retirement Planning
  • Estate Planning
  • Wealth Transfer
  • Risk Management
  • Asset Preservation
  • Catawba College, Salisbury, NC
    B.S. Business Administration; minors in Accounting and Spanish
  • The College of Financial Planning, Charlotte, NC
    Certified Retirement Planning Counselor™ Certification
  • Securities Registrations:
    Series 7 – General Securities Representative Exam
    Series 6 - Investment Company and Variable Contracts Products Representative
    Series 65 - Uniform Investment Advisor Law Exam
    Series 63 - The Uniform Securities Agent State Law Examination
  • Insurance Licenses:
    Long Term Care
    Medicare Supplement
    Life, Accident and Health
  • Candidate for CFP
John Godfrey Jr., CRPC® Wealth Advisor

John Godfrey Jr. joined Cornerstone Wealth in 2016 after spending 12 years in the financial services industry as a financial advisor with Wells Fargo Advisors. John holds the professional designation of Certified Retirement Planning Counselor®, and he brings a wealth of experience and knowledge to his role as a Wealth Advisor.

His diverse background and training enable him to help clients pursue their long-term financial goals through comprehensive, individualized financial planning.

John is a graduate from the Ketner School of Business at Catawba College, where he earned a bachelor of science in Business Administration with minors in Accounting and Spanish.

John and his wife Patricia have been married since 2007. John and his family reside in Cornelius, North Carolina with their two children, John and Elizabeth. He enjoys boating, fishing and family travel. John is an active member of National Eagle Scout Association and enjoys volunteer work within the Episcopal Church.


  • Comprehensive Goal Based Financial Planning
  • Retirement Planning
  • Estate Planning
  • Investment Management
  • Risk Management
  • Asset Protection
  • Financial Coaching
  • Tax Reduction Strategies
  • University of Florida, Gainesville, FL
    Masters of Business Administration; Minors in Accounting and Finance
  • State University of New York College at Buffalo, Buffalo NY
    Masters of Science in Education, Specialty in Counseling
  • State University of New York at Fredonia, Fredonia NY
    Bachelor of Arts in Political Science
  • CERTIFIED FINANCIAL PLANNER™ Practitioner
    Certified Financial Planner Board of Standards, Inc.
  • Securities Registrations:
    Series 7 – General Securities Representative Exam
    Series 63 - The Uniform Securities Agent State Law Examination
  • Insurance Licenses:
    Life, Accident and Health
    Long-Term Care and Medicare Supplement
Jeff Powell, CFP® MBA Wealth Advisor

Jeff is a Wealth Advisor who has worked in the financial services industry helping clients since 2000. His experience includes financial planning, investment management, retirement and estate planning. Jeff enjoys working closely with clients to establish a value driven relationship that pursues a deeper sense of personal understanding and satisfaction.

Jeff has been married to his wife, Margaret, since 2004, and he has a beautiful daughter named Mekenzie. He enjoys golf, exercise, traveling, and spending time with family and friends.

Jeff’s charitable interests include the Alzheimer’s Association, Union Gospel Mission, Climate Solutions, and Family Law CASA providing a voice for children in court.


  • Financial Planning
  • Retirement Planning
  • Estate Planning
  • Risk Management
  • Investment Management
  • University of South Carolina
    Bachelor of Science, Biology/Pre-Med
  • University of South Carolina
    Darla Moore School of Business
    MBA Program
  • University of Georgia
    Terry College of Business
    Executive Program for Certified Financial Planner
    CFP® Program
  • CERTIFIED FINANCIAL PLANNER™ Practitioner
    Certified Financial Planner Board of Standards, Inc.
  • Certified in Long-Term Care (CLTC)
    The Corporation for Long-Term Care Certification, Inc.
  • Securities Registrations:
    Series 6 - Investment Company and Variable Contracts Products Representative
    Series 7 – General Securities Representative Exam
    Series 63 - The Uniform Securities Agent State Law Examination
    Series 66 - The Uniform Combined State Law Exam
  • Insurance Licenses:
    Life, Health and Long-Term Care
George Jameson, CFP® Wealth Advisor

George Jameson joined Cornerstone Wealth in 2015 when Discipline Financial merged with Cornerstone Wealth. George has spent more than 7 years in the financial services industry. He started his financial career at Vanguard in the 401k division. He then worked for Morgan Stanley and Discipline Financial as a Financial Advisor.

As a CERTIFIED FINANCIAL PLANNER™, George specializes in financial planning for individuals/ families, focusing on risk management, investments and retirement planning. He also enjoys working with business owners, to create customized financial plans to address both business and personal financial goals.

He received his MBA from the University of South Carolina – Moore School of Business. He is also a graduate of the Certified Financial Planner program through the University of Georgia – Terry School of Business.George is a member of Eastminster Church and volunteers with Junior Achievement. When he is not working, he enjoys sports, fishing, hunting and playing golf.


  • Defined Contribution Plan Design Assistance
  • Defined Benefit Plan Design Assistance
  • Investment Management
  • Fiduciary Support
  • Employer/Employee Education
  • Plan Transition Services
  • North Carolina State University, Raleigh, NC
    Business Administration and Accounting
  • Queens University, Charlotte, NC
    Certified Financial Planner™ Program
  • CERTIFIED FINANCIAL PLANNER™ Practitioner
    Certified Financial Planner Board of Standards, Inc.
  • Accredited Investment Fiduciary Certification
  • Securities Registrations:
    Series 7 - General Securities Representative Exam
    Series 66 - The Uniform Combined State Law Exam
  • Insurance Licenses:
    Life, Accident and Health
Katherine M. Jamil, CFP®, AIF® Retirement Plan Specialist

As a Retirement Plan Specialist, Katie works with the partners of the firm assisting in the design and management of defined contribution and defined benefit plans for Cornerstone Wealth. Katie began her career with First Financial Resources in 2008 before joining the firm in 2012.

Katie specializes in providing strategies to help plan sponsors create, enhance and maintain effective retirement plans. She strives to educate and empower plan participants to confidently accumulate and manage their assets to pursue their retirement goals.

Katie resides in Huntersville, NC and she plays tennis for USTA and the Lake Norman Compass Draw Tennis. Katie is also an active supporter of the American Heart Association, Hospice and Palliative Care.


Investment Management Team

At Cornerstone Wealth, we offer our clients a seasoned team of investment professionals dedicated to portfolio management. Using a discretionary asset management platform, our Investment Team constructs and proactively manages our clients’ portfolios. Due to our independence, we offer an unbiased approach to investing and seek to eliminate all conflicts of interest with our clients.

  • Market & Economic Analysis
  • Investment Management
  • Portfolio Construction
  • Risk Management
  • Security Selection
  • SUNY Oswego
    BA - Communications
  • Securities Registrations:
    Series 7- General Securities Representative Exam
    Series 65 - Uniform Investment Advisor Law Exam
    Series 63 - The Uniform Securities Agent State Law Exam
  • Insurance Licenses:
    Life, Accident and Health
    Long Term Care and Medicare Supplement
Brian Needleman Managing Partner, Chief Economist

Brian is a Founding and Managing Partner of Cornerstone Wealth. He started in the financial services industry in 1993 beginning his career with Merrill Lynch. Later, he worked with JC Bradford and Raymond James Financial Services. Brian’s vision was to create an independent firm with its own identity and due-diligence process. In 2001 he formed Cornerstone Wealth with Andrew Smith and Jeff Carbone.

Brian is a Managing Partner and the Chief Economist of Cornerstone Wealth. As the Chief Economist, he monitors global markets with a variety of macroeconomic and microeconomic data sets to provide economic and financial analysis that ultimately guides portfolio construction. In this role, Brian also provides counsel and insight on fiscal issues to the Investment Management Team.

Brian is an active supporter of Ada Jenkins Center, Hope House and the Cornelius Animal Shelter.


  • Securities Registrations:
    Series 7- General Securities Representative Exam
    Series 63 - The Uniform Securities Agent State Law Examination
    Series 65 - Uniform Investment Advisor Law Exam
Rachel G. Miller Investment Research Associate

Rachel began her career in the wealth management industry with Cornerstone Wealth in 2004. As an Investment Research Associate, Rachel is a member of the Investment Management Team.

She is responsible for investment research, trading and rebalancing portfolios which are managed by the Investment Committee. Rachel is also responsible for custodian aggregation and performance reporting.

Rachel has a passion for helping others and her community. She serves within the children’s ministry at her church and is an active volunteer with the Angels and Sparrows Soup Kitchen.


  • CFA Institute
    Candidate for Chartered Financial Analyst designation
  • University Of Maryland
    BA - Finance and Marketing
    Securities Registrations:
    Series 7 - General Securities Representative Exam
    Series 66 - The Uniform Combined State Law Exam
    Passed Level 1 of CFA exam
Kelly Pfyffer Investment Research Associate

Kelly joined Cornerstone Wealth in 2014. She began her career in the financial services industry in 2006, and she has held positions in investment analysis and compliance. Kelly most recently worked as an Investment Analyst with C.F. Parks and Company in Salisbury, N.C.

As an Investment Research Associate, Kelly is a member of the Investment Management Team. She is responsible for placing trades, rebalancing accounts, performing investment analysis and assisting in managing client portfolios. Kelly also meets regularly with portfolio managers to gain insight on current and potential investment opportunities.

Kelly and her family enjoy boating and traveling. Through Prosciuttos, a local restaurant Kelly and her husband own, they contribute back to local food kitchens and give charitable donations to those in need.


  • University Of North Carolina at Chapel Hill
    BA - Exercise and Sports Science
    BA- Economics
  • Securities Registrations:
    Series 7 - General Securities Representative Exam
    Series 66 - The Uniform Combined State Law Exam
Matthew Sandberg Investment Analyst Associate

Matthew joined Cornerstone Wealth in the spring of 2016 in the Huntersville office. Matthew earned his bachelor’s degree from the University of North Carolina at Chapel Hill in both Economics and Exercise and Sports Science with a concentration in Sports Administration. Prior to joining the firm he spent 2 ½ years with the procurement and finance departments for Fiserv doing spend management and analysis. In his previous role, he was responsible for evaluating proposed business cases, spending plans, and providing investment recommendations.

As an Investment Analyst Associate, he will be responsible for trading, portfolio re-balancing, and investment market research as part of the Investment Management Team.

Matthew was recently engaged to his fiancée, Taylor. In his free-time he can be seen enjoying time with family and anything related to water whether it be on the lake or scuba diving.


Risk Management Team

Cornerstone’s Risk Management Team offers customized insurance solutions to individuals and business clients. Due to our independence, our team delivers innovative products offered by multiple insurance companies. When navigating your choices, our team brings experience and discipline to the risk management process.

  • Comprehensive Financial Planning
  • Budgeting/Cash Flow Analysis
  • Retirement Planning
  • Business Owner Strategies
  • Executive Benefits Consulting
  • Investment Management
  • Tax Reduction Strategies
  • Estate Planning
  • Wealth Transfer
  • Asset Protection
  • Risk Management
  • St. John’s University
    BS in Business Management
  • College for Financial Planning, Centennial, CO
    Certified Financial Planner™ Program
  • CERTIFIED FINANCIAL PLANNER™ Practitioner
    Certified Financial Planner Board of Standards, Inc.
  • National Football League Players Association
    NFLPA Registered Player Financial Advisor
  • Securities Registrations:
    Series 7- General Securities Representative Exam
    Series 9/10 – General Securities Sales Supervisor Exam
    Series 65 - Uniform Investment Advisor Law Exam
    Series 63 - The Uniform Securities Agent State Law Exam
  • Insurance Licenses:
    Life, Accident and Health
    Long Term Care and Medicare Supplement
  • Financial Times 2016 Top 300 Firms in the Nation
    Barrons 2016 Top 1200 Financial Advisors
    Barrons 2017 Top 1200 Financial Advisors
Jeffrey A. Carbone, CFP® Managing Partner, High Net-Worth Services

Jeff Carbone, a Founding and Managing Partner of Cornerstone Wealth, has been working in the financial service industry since 1991. He provides professional money management services as well as comprehensive financial planning strategies.

Jeff is dedicated to providing uncompromised attention to detail as he reviews his client’s current financial situation, risk tolerance and personal priorities. He believes successful investment management is achieved through balanced focus of enhancing returns and managing risk while maintaining harmony between wealth preservation and portfolio growth.

Jeff began his financial career with American Express Financial Advisors. There he spent eight years as a senior financial advisor and district manager before moving to Prudential Securities. Jeff joined Andy Smith and Brian Needleman in 2001 to form Cornerstone Wealth.

Jeff is a member of the Financial Planning Association (FPA) and the prestigious Entrepreneur’s Organization (EO). As an ardent believer in making a lasting contribution to his community, he supports the Harrison Nichols Foundation, Special Olympics, Davidson Day School, Ada Jenkins Center, Hope House and the Cornelius Animal Shelter.


  • Retirement Planning
  • Estate Planning
  • Wealth Transfer Planning
  • Education Planning
  • Insurance Planning
  • Executive Benefit Planning
  • East Carolina University
    Industrial Technology & Business Administration, Minor
  • College for Financial Planning, Centennial, CO
    Certified Financial Planner™ Program
  • CERTIFIED FINANCIAL PLANNER™ Practitioner
    Certified Financial Planner Board of Standards, Inc.
  • Securities Registrations:
    Series 7- General Securities Representative Exam
    Series 63- Uniform Securities Agent State Law Exam
    Series 65- Uniform Investment Advisor Law Exam
  • Insurance Licenses:
    Life, Accident and Health
    Long-Term Care and Medicare Supplement
Edward Wood, CFP® Wealth Advisor

Ed joined Cornerstone Wealth in 2011 after spending 15 years in the financial services industry. Ed began his career in 1997 as a Financial Advisor with Principal Financial Group, and he spent 10 years with Highland Capital Brokerage as a Sales Vice President.

Ed specializes in financial planning for individuals/families and executive benefits planning for business owners and their key employees. Many of his clients are preparing for retirement or they are currently retired. Ed helps each of his clients pursue their financial goals through a comprehensive financial planning approach.

Ed and his wife, Malinda, have been happily married since 1997. They have twin sons named Blake and Ben.


  • University of South Carolina
    BS - Business Administration
  • Securities Registrations:
    Series 6- Investment Company and Variable Contracts Products Representative Examination
    Series 63- Uniform Securities Agent State Law Exam
  • Insurance Licenses:
    Life Accident and Health
    Long-Term Care
Joel Skipper Client Services Associate

Joel joined Cornerstone Wealth in 2015 when Discipline Financial Management merged with Cornerstone.

As a Client Services Associate, Joel provides adviser and client support. Growing up with a financial planning father, Joel has always found interest in wealth management.In college, he worked part-time with his father in order to better understand the business.

Upon graduating from USC, Joel joined his father full-time at Discipline Financial Management. Joel has been an active volunteer with Junior Achievement of Greater South Carolina and sits on the Advisory Board.


Professional Support Team

The Executives and Wealth Advisors of Cornerstone Wealth are supported by a team of professionals who provide an unparalleled client experience. Our professional support team assists with client services, account maintenance and coordinating ongoing consultations. Each member of our support team works together to exceed your expectations.

  • Carson-Newman University
    BS - Accounting
Terrie Stark Operations Manager

Terrie joined Cornerstone Wealth in 2006 as an Administrative Assistant and was promoted to an Operation Associate in 2007. In 2011 Terrie was instrumental in coordinating the transition to LPL Financial. Today, she is the Operations Manager and works closely with advisors and the executive leadership team.

Terrie began her career in financial services as a Systems Analyst with Provident Life Insurance Company in Chattanooga, TN, and she also worked with National Life Insurance Company in Nashville, TN. She is experienced in database management and has coordinated various projects within schools and churches, working with student and adult volunteers.

Terrie specializes in operations, with responsibilities for opening and maintaining accounts, processing transfer and distribution requests and researching and resolving issues that may arise with custodians and sponsor companies where accounts are held. She is often involved in special projects that require the development of processes, problem solving and attention to detail. Terrie is a member and supporter of the Lake Norman Wildlife Conservationists and the North Carolina Wildlife Federation.

  • North Carolina State University
    BA in Business Management
Shari DeStefano Administrative Assistant

Shari joined Cornerstone Wealth in 2017. As the firm’s receptionist, she enjoys greeting and interacting with clients. She provides administrative support for Wealth Advisors and the Executive Team.

Shari has a BA in Business Management from North Carolina State University and over 25 years of customer service experience. She started her career in corporate training and spent the past 13 years managing a medical supply company.

  • University of South Carolina
    BS - Business Administration
  • Securities Registrations:
    Series 6- General Securities Representative Exam
    Series 63- Uniform Securities Agent State Law Exam
  • Insurance Licenses:
    Life Accident and Health
    Long-Term Care
Joel Skipper Client Services Associate

Joel joined Cornerstone Wealth in 2015 when Discipline Financial Management partnered with Cornerstone.

As a Client Services Associate, Joel provides adviser and client support. Growing up with a financial planning father, Joel has always found interest in wealth management.In college, he worked part-time with his father in order to better understand the business.

Upon graduating from USC, Joel joined his father full-time at Discipline Financial Management. Joel has been an active volunteer with Junior Achievement of Greater South Carolina and sits on the Advisory Board.


  • California State University
    BA - Psychology
  • Securities Registrations:
    Series 7- General Securities Representative Exam
Cyndi Cross Senior Client Services Associate

Cyndi joined Cornerstone Wealth in the summer of 2008 as an Administrative Associate and transitioned to an Operations Specialist the following year and Client Services two years thereafter. Cyndi provides dedicated support for our clients providing efficient and unparalleled customer service. For our advisors, she schedules meetings, assists in financial planning and performance reporting.

With a diverse background beginning in the Payoff Department in the Mortgage Lending industry, a Junior Account with a top International Trading Company, Sales and Client Services within their Rolled Steel Department, then an Account Manager for an Architectural Metals Company. Cyndi moved from Southern California to North Carolina in the summer of 2005 and joined GE Money Credit Services prior to joining Cornerstone Wealth.

Earning a Bachelors of Arts Degree in Psychology from California State University, she truly shows her joy for working with others. Cyndi is actively involved in the Cove Church and serves regularly on the Hospitality team.


  • University of North Carolina, Charlotte
    BA - English
Jennifer Hollifield Operations Associate

Jennifer joined the Cornerstone Wealth team in 2009 and currently serves as a liaison between operations and wealth management. Building a relationship with clients is a distinct privilege for Jennifer, and she aims to provide first-rate service.

Her prior experience includes serving as a legal assistant in the area of estate planning, as well as a legal assistant and executive assistant for five years at Bank of America.

Jennifer is an active member at Grace Covenant Church, and volunteers with Room in the Inn feeding the homeless, Connections Café and Ushering & Greeting.

  • Mars Hill College
    Business Administration
  • Admin U Program of LPL Financial
    Specialist’s Degree
Cynthia R. Reese Operations Associate

Cindy joined Cornerstone Wealth in August of 2010 as an Administrative Associate. In June of 2014, Cindy transitioned to the Operations Team.

As an Administrative Associate, she was responsible for various duties, including client communication and compliance. As an Operations Associate, she works on special projects and supports the Operations Manager.

Cindy has over 25 years of experience in the customer service and the administrative fields, including banking and real estate. She is a North Carolina native and began her career in real estate working for Coldwell Banker. After moving to the Charlotte area, she worked for a local church before joining Cornerstone Wealth.

She is a member of Grace Covenant Church and volunteers with the Guest Services Team and a Life Group. In the warmer months, she enjoys local outdoor activities.

  • Augusta State University
    Paralegal Certificate
  • University of South Carolina
    BA - Business Administration/Finance
Abby Jenkins Client Services Associate

As a Client Services Associate, Abby is responsible for client service in the Aiken, SC office. In 2003 she began her career with Maralyn Henry Financial Services. In 2012 Abby joined Cornerstone Wealth when Maralyn Henry merged her practice with the firm.

Abby enjoys serving clients and building long-term relationships. Her job responsibilities include opening new accounts, account maintenance, scheduling and facilitating client review meetings.

Abby is involved with Carly Unlimited and volunteers with the annual Carly Unlimited 5K for Epilepsy Awareness. Abby is also an active member in her church.

  • Securities Registrations:
    Series 7- General Securities Representative Exam
    Series 63 - Uniform Securities Agent State Law Exam
Andrea Oldenburg Operations Associate

Andrea has been working in the financial services industry since 2000. Her primary responsibilities consist of supporting the Greensboro staff and managing the day to day operations of the Greensboro office.

She started her career in the mortgage and real estate sector before transitioning to personal and business investments in 2000. Her previous positions include Institutional Services Manager and Operations Manager for Alaska USA Trust Company. She moved to North Carolina in 2006 from Anchorage, Alaska. Andrea joined Cornerstone Wealth in 2013.

Andrea supports the operations department and works with the partners and wealth advisors to maintain new and existing client accounts.


  • Securities Registrations:
    Series 7 - General Securities Representative Exam
    Series 63- Uniform Securities Agent State Law Exam
Jason Rippy Registered Compliance Analyst

As a Registered Compliance Analyst, Jason works on compliance matters for the firm. Jason has 17 years of experience in the banking and financial industry with Wells Fargo Advisors, LLC and LPL Financial.

Jason’s comprehensive and diversified experience affords him a holistic perspective in the wealth management industry. Accuracy, efficiency and earning a client’s trust and respect are goals Jason strives to meet with every interaction.

Jason works with the firm’s principals and specializes in implementing internal controls to ensure he firm stays up-to-date with all rules and regulations.

Jason supports Hands on Charlotte.


  • Belmont Abbey College
    BA - Business Management
    Minor - Accounting
  • Horry Georgetown Technical College
    Associate of Arts
Lindsey Dudley Client Services Associate

Lindsey joined Cornerstone Wealth in 2014. She supports the operations department and works with Wealth Advisors to service clients in the Belmont office.

Her customer service background spans the investment field since 2008 and was in banking for three years. Lindsey attended Clemson University and graduated from Belmont Abbey College with a degree in Business Management with a minor concentration in accounting. She also has a 2 year Associate of Arts degree from Horry Georgetown Technical College.

  • Covenant College
    BA - English
Ashley Arvin Marketing Associate

Ashley joined Cornerstone Wealth in April 2015 as a Marketing Associate. She is responsible for the marketing, communication and business development efforts of the firm.  Her main focus is strengthening the Cornerstone brand to attract new partners and clients.

As the Marketing Associate, Ashley also coordinates client events and designs all print and web content.

Prior to joining Cornerstone, she began her career in marketing at a small Charlotte based firm. It was in that capacity she was able to grow and polish her talents.

Ashley received her Bachelors Degree from Covenant College. She enjoys yoga, hiking, visiting local vineyards and cooking.

She is an active member of the Arbor Day Foundation, Humane Society of the United States, World Wildlife Fund and Save the Manatees.

  • California Lutheran University-Thousand Oaks, CA
    Bachelors of Science – Accounting
Gretchen Monteleone Staff Accountant

Gretchen joined the firm in 2015. As Staff Accountant, Gretchen handles all revenues, expenses and payroll. She has over nine years of experience in accounting with small to mid-size companies. Prior to joining Cornerstone Wealth, Gretchen held the position of Accountant for a mid-size company in Charlotte for many years.

Gretchen has a proven and practiced track record of experience working with accounts, customers and employees.

Gretchen is an avid reader and enjoys the outdoors. She has a passion for animals and adopts highways/beach accesses for litter clean up. She gives back through several charities to families who have lost loved ones to cancer.

  • University of Alabama, Tuscaloosa, AL
    BA - Inner Personal Communications
    Minor in Consumer Science
Kyle Needleman Client Service Associate

Kyle Needleman joined Cornerstone Wealth in 2015. He interned with the firm for three summers while attending the University of Alabama. He works directly with the advisors to assist them in their financial planning and reviews meetings with clients.

He participates in Be the Match, an organization that helps children find bone marrow donors.

  • American Intercontinental University
    Bachelor of Science, Business Management
Deanna Boskovich Onboarding and Integration Manager

Deanna began her career in financial services as an advisor with Ameriprise Financial in 2006. During her career, she has also been a Retirement Consultant, an Integration Project Manager, an Operations Manger and a Service Associate. Deanna has over 10 years of experience in financial services.

As the Onboarding and Integration Manager for Cornerstone Wealth, Deanna’s primary responsibility is to manage the process of onboarding and integrating new advisors into the firm. She is also involved in advisor recruiting, business development, employee training and technology management. Deanna is a passionate advocate for all of our advisors and continually seeks new ways to improve the client experience.

Deanna volunteers her time with communities in schools and habitat for humanity.

  • Appalachian State University
    BS - Mass Communication
  • Securities Registrations:
    Series 6 - Investment Company and Variable Contracts Products Representative
    Series 63- Uniform Securities Agent State Law Exam
  • Insurance Licenses:
    Life, Health and Long-Term Care
Lauren Williams Registered Client Services Associate

Lauren has worked within the financial services industry for over 10 years. Having started with Edward Jones, she quickly learned that the most gratifying part of her role was getting to know the clients, creating strong relationships and providing excellent service to each person.

Lauren was born in Jamestown, NC, just outside of Greensboro. After graduating from Appalachian State University with a degree in Mass Communication, she landed in Charlotte which is where “home” has been ever since. While furthering her career in the financial services industry, Lauren has become a licensed assistant, as well as obtaining her life insurance and long-term care insurance licenses.

Lauren lives in Charlotte with her husband, Eric, and their daughter Georgiana. They enjoy an active life together including running, traveling, being outdoors and cherish their time with family and friends.


  • Clemson University, Clemson, SC
    Bachelor of Science, Accounting
    Master of Accountancy
  • Becker Professional Education®
    Certified Public Accountant Program
  • Securities Registrations:
    Series 7-General Securities Representative Exam
    Series 66-General Securities Representative Exam
  • Licenses:
    Certified Public Accountant
Kyle Fischer CPA Client Service Associate

Kyle joined Cornerstone Wealth in 2016. Prior to joining the firm, Kyle worked at Elliott Davis Decosimo, LLC as a CPA. He has worked directly with advisors to coordinate and implement financial planning and review meetings with clients.

Kyle brings his passion for developing client relationships and making a positive impact on the financial future of every client. His previous experience as a CPA provides him with a knowledgeable business perspective upon entering the financial services industry.

Kyle is a member of PULSE (Professionals United for Leadership and Social Enrichment). He also actively participates in his community by supporting the United Way Campaign and leading student small groups at his church.


  • Coastal Carolina University
    Early Childhood Education
  • Horry Georgetown Technical College
    A.A.S. Business
Audrey Skipper Office Manager

Audrey joined her husband, Kevin Skipper, in June 1996 to assist him with his financial planning business as an Office Manager and Administrative Support Professional. They worked together for 19 years and built a successful financial planning firm that later merged with Cornerstone Wealth.

Audrey currently serves as the Office Manager for the Lexington branch office. Audrey is very detail oriented and enjoys taking care of the "back-office" details of the business as well as meeting and fellowshipping with clients. In addition to this, Audrey organizes operations and procedures; controls correspondence; and assigns and monitors clerical functions.

In her spare time, she enjoys spending time with her family, reading, sports, cooking and movies. She is active in community service through her church, Northside Baptist Church in Lexington, SC.

  • Carson-Newman College
    Roanoke College
    The University of North Carolina at Greensboro
    Double-major in English and Vocal Performance
Paula Lisenby Administrative Assistant

Paula joined Cornerstone Wealth in 2016. Prior to joining the firm, Paula began her career in the Financial Industry with Discipline Financial Management in 2009. She has over twenty years experience in Customer Service and strives to assist advisors and clients in the best and most efficient manner possible.

Paula provides administrative support for the Cornerstone Wealth Lexington, SC office branch. Paula attended Carson-Newman College, Roanoke College and The University of North Carolina at Greensboro as a double-major in English and Vocal Performance.

Paula became involved in music at an early age and enjoys singing, spending time with her family and attending First Baptist Church of Columbia, SC.

Strategic Partners

Cornerstone Wealth strategically partners with numerous business professionals in order to better serve the diverse needs of our clients.

  • High Net-Worth Personal Lines Insurance
  • Individual and Group Health Insurance
  • Commercial Insurance
  • Campbell University, Buies Creek, NC
    BA – Business Administration
  • The American College, Bryn Mawr, PA
    Chartered Life Underwriter Program
  • Chartered Life Underwriter® Designation
  • Securities Licenses:
    Series 65 - Uniform Investment Advisor Law Exam
  • Insurance Licenses:
    Life, Accident and Health
    Long-Term Care and Medicare Supplement
    Property and Casualty
David C. Rainey, CLU® Strategic Partner

David is an independent risk management advisor with JJ Wade and Associates in Davidson, NC. David has extensive experience with designing and implementing risk management strategies for individuals, families and business owners. He works with clients of Cornerstone Wealth to identify and provide strategies to overcome various risk exposures. Being independent, David is capable of providing the comprehensive coverage from competing insurance carriers.

David serves on the Board of Directors at The Peninsula Club, the Capital Campaign Committee for SwimMAC Carolina.

He is most proud of being a husband to Shelley and father to Grace and Reagan.

Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Cornerstone Financial Partners, Inc., a registered investment advisor. Cornerstone Financial Partners, Inc. and Cornerstone Wealth are separate entities from LPL Financial.